Our Services
Lock & Ledger Ltd delivers expert fractional Finance Director services designed for ambitious UK SMEs in manufacturing, retail, construction, energy and professional services. As your outsourced FD, I work alongside your leadership team to strengthen financial controls, improve cash flow, and build the reporting and forecasting structures that drive confident, profitable growth.
Whether you need ongoing strategic finance support or hands-on help with a specific challenge, our eight specialist service areas give you access to senior FD expertise without the cost of a full-time hire.
Get a free consultation by contacting us here
What does it cost?
Flexible retainers from £1,950/month
Day rates from £500
No fixed-term contracts
Most SME clients invest between £2,000 and £5,000 per month depending on the level of involvement. That's typically 50–70% less than the cost of a full-time Finance Director, with access to the same senior expertise from day one
Common Questions
What is the cost of a Fractional Finance Director?
Costs vary, but most SMEs pay between £2,000–£5,000/month depending on days worked. Lock & Ledger offers retainers from £1,950/month, giving access to senior FD support without the £100k+ salary burden of a full-time hire.
What is a fractional finance role?
It’s a senior finance leader working with multiple businesses on a part-time basis. For SMEs, this means you get big-business expertise scaled to your size and needs.
Is a fractional FD a consultant?
They are a consultant in the sense of being external, but the role is more operational and integrated. At Lock & Ledger we act as part of your leadership team, not just advisors.