Financial Planning

Published: 8 July 2026 | Author: Kimberley, Lock & Ledger | Category: Small Business, Finance & Law Late payments are not a minor inconvenience for small businesses. They are one of the leading causes of business failure in the UK. Thirty-eight businesses close every single day because of unpaid invoices. The average small business is sitting on £22,000 of money it is owed but has not received. And nearly half of all SME invoices are paid late. The government has finally resp

Setting ambitious goals is the first step. Achieving them? That’s where the challenge lies. For UK SMEs aiming to grow confidently and scale effectively, having a clear financial roadmap is essential.

Yesterday's Autumn Budget delivered by Chancellor Rachel Reeves included a change that will impact thousands of small business owners across the UK: dividend tax rates are increasing by 2 percentage points from April 2026

Managing your business’s finances can feel like walking a tightrope. One wrong move, and you risk losing balance