Strategic Support

The Commercial Payments Bill: What It Means for Your Small Business (July 2026)

Published: 8 July 2026 | Author: Kimberley, Lock & Ledger | Category: Small Business, Finance & Law Late payments are not a minor inconvenience for small businesses. They are one of the leading causes of business failure in the UK. Thirty-eight businesses close every single day because of unpaid invoices. The average small business is sitting on £22,000 of money it is owed but has not received. And nearly half of all SME invoices are paid late. The government has finally resp

Kimberley Lock (ACCA)

Jul 811 min read

The Four Faces of a CFO – And Why Every Growing SME Needs Them

Large corporations benefit from CFOs who wear these four hats every day. SMEs, on the other hand, often only get a fraction of this value from their accountant.

Kimberley Lock (ACCA)

Oct 28, 20255 min read