Strategic Financial Leadership

Clarity. Control. Confidence in the future

Most growing businesses reach a point where bookkeeping and compliance are no longer enough.

You need a finance expert who doesn’t just look back at what happened, but looks forward to where you’re going. That’s where strategic financial leadership comes in.

At Lock & Ledger, we act as your senior finance partner, bringing board-level thinking to help you make better decisions, unlock profit, and scale with confidence.

How We Deliver it

Financial Strategy Planning

Tailored 1-5 year strategic finance plana that align with your business goals and commercial Priorities

Cash Flow Planning

Forward-looking cash flow strategies that help you manage day-to-day commitments and plan confidently for growth or investment.

Board Level Insight

We act as your sounding board—challenging assumptions, offering a second opinion, and helping you lead with clarity and precision

Budgeting & Forecasting

Annual Budgets, reforecasts, and what-if models that evolve with your business. Designed for flexibility and clarity

Performance Reviews

Monthly or quarterly finance sessions to track actuals vs forecast, review KPIs, and stay accountable to financial goals.

Direction You Can Trust

We help you set a financial course that matches your ambitions, whether you're planning growth, entering new markets, or preparing for investment.

This includes designing clear financial goals, funding plans, and identifying the critical numbers that drive long-term value.

Financial Strategy Development

We shape your long-term financial direction to support business objectives, including investment planning, funding strategy, and modelling your growth options.

Benefit: Clear, actionable financial direction that guides decisions at every level.

Visibility Over the Road Ahead

With rolling forecasts, dynamic budgeting models, and scenario planning, we turn your numbers into a decision-making toolkit.

You’ll know what’s around the corner, whether that’s a cash pinch, a new investment opportunity, or seasonal fluctuations.

Budgeting & Forecasting

We design and manage forward-thinking budgeting frameworks over 1 to 5 years, integrating them with live forecasts and what-if scenario modelling.

Cash Flow Management

We help you optimise your cash cycle through detailed forecasting, proactive debtor management, and working capital strategies that prevent bottlenecks.

Benefit: No surprises—just reliable, data-driven insight into your future.

Resilience and Control

We help you understand where your margins are strongest, where costs can be trimmed, and where working capital gets tied up. We put in place strategies that build stability and strengthen financial performance, even in unpredictable times.

Margin & Cost Analysis

We dig deep into your cost centres, unit economics, and gross margin to uncover hidden inefficiencies and profit improvement opportunities.

Benefit: A business that’s leaner, stronger, and better equipped to grow.

Is Strategic Financial Leadership Right for You?

If you're a business owner or director with turnover under £20m and you’re:

Feeling like the numbers aren’t helping you make decisions
Unsure how to plan for growth, hiring, or investment
Spending too much time on finance but still lacking visibility

Then this is exactly the level of support you need, without the cost or commitment of hiring a full-time Finance Director.